Bankruptcy

CHAPTER 7

Do you need a “fresh start” from overwhelming debt? If so, Chapter 7 Bankruptcy may be an option for you. Best of all, filing bankruptcy will stall your mortgage lender from foreclosing on your home or evicting you if foreclosure or eviction proceedings have already begun.

Call us now to consult with an experienced bankruptcy attorney at (310) 693-8333.

 

CHAPTER 13

Chapter 13 Bankruptcy allows you to “reorganize” your debt. Though you may not get rid of your debt altogether, you will be given time to pay it back over time at a reduced rate.

For example, if you are facing foreclosure, Chapter 13 bankruptcy allows you to reinstate your loan (i.e. make it current) and pay back your arrearages (i.e. the amount you are behind on your loan) over a number of years. If your home does not have sufficient equity to secure a junior lien (i.e. second, third, or fourth mortgage or HELOC), Chapter 13 bankruptcy will help you eliminate the junior lien.

Best of all, filing bankruptcy will stall your mortgage lender from foreclosing on your home or evicting you if foreclosure or eviction proceedings have already begun.

Call us now at (310) 693-8333.

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